Mahogany Finance - Personal Loans

Personal Loans

For private sector employees seeking fast, flexible finance for essential personal needs.

A flexible Personal Loan from Mahogany Finance is designed to help you manage important life expenses – from school fees and medical bills to home repairs and holidays, with competitive interest rates and fast turnaround times.

Live life to the fullest with Mahogany Finance's Personal Loans Option

Fast Access to Funds

Receive the money you need without delay.

Flexible Loan Terms

Choose a loan term from 12 to 48 months to suit your budget and repayment capacity.

Competitive Interest Rates

Enjoy peace of mind with competitive fixed interest rate options.

Minimum Loan Amount: K10,000

Please note that Mahogany Finance does not consider applications below K10,000.

Apply below and discover the Advantages of a Personal Loan with Mahogany Finance, Your Reliable Finance Partner

APPLY NOW - Personal Loans Under K50,000 For New Customers (Unsecured)

APPLY NOW - Personal Loans Over K50,000 For New Customers (Unsecured)

APPLY NOW - Personal Loans Under K50,000 For Existing Customers (Secured)

APPLY NOW - Personal Loans Over K50,000 For Existing Customers (Secured)

Higher Borrowing Capacity

Borrow from K10,000 upward, with maximum loan amounts based on your serviceability and financial position.

Convenient Repayment Methods

Salary deduction is preferred and attracts our lowest available rate.

Standing orders are also available where salary deduction is not possible.

Suitable for Many Personal Needs

Use your loan for school fees, home maintenance, medical expenses, travel, household furnishings, and other worthwhile purposes.

Private Sector Employees Only

Available to private-sector workers with stable employment and verifiable income.

Responsible Lending: We assess all loans responsibly to ensure affordability and prevent over-commitment.

REQUIRED DOCUMENTS

K10,000 – K50,000

Fully completed loan application form.
Last two (2) pay slips.
Confirmation of employment letter including your role, years employed and full salary package for all borrowers.
Last 2 months bank statements or ATM mini statement showing last salary deposit and copy of ATM card.
Two forms of full color photographic identification.
Loan statements for all other loans.

K50,001 and Over

Fully completed loan application form.
Last three (3) pay slips.
Confirmation of employment letter including your role, years employed and full salary package for all borrowers.
Where employed under contract, a copy of your employment contract.
Confirmation of asset ownership such as a copy of title of property or motor vehicle registration.
Last six (6) months bank statements where salaries and other income are paid.
Last six (6) months loan statements for all other loans.
Supporting documentation for all other income such as a rental agreement.
Two forms of full color photographic identification.
Details of any security you are offering to support the loan request.